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For international students, health insurance is critical during the student life and provides a great peace of mind in other countries. Although in some countries it not required to purchase student’s health cover prior to arriving for studies, in Australia, where it is called OSHC (overseas student health cover), it is a mandatory requirement that either the student or their education provider organize the health cover prior to the visa lodgment. We are here to help you choose the right OSHC at the best price and make sure you have adequate cover and protected with health cover that’s right for you.

International students undertaking formal studies in Australia and their dependents (spouses and children under 18 years of age) must obtain OSHC. It includes cover for visits to the doctor, hospital, ambulance cover and limited pharmaceuticals (medicines). OSHC insurance providers can provide a range of different OSHC products for you to choose what suits the best for you however, the core product and their inclusions across all the OSHC providers in Australia are mostly same regardless of who you choose to take your health cover with. The insurance companies that are approved to offer the OSHC in Australia are as below

  • BUPA Australia
  • NIB
  • Allianz
  • CBHS
  • Medibank
  • AHM


At Espire, we extend our guidance regarding the best overseas student health cover for the students. It is immensely crucial for the international students to have a health insurance. Espire consultants provide assistance to you in selecting the right insurance cover for you, so that you are protected on all costs.


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